Make sense of your money
Loot turns messy account activity into clear, reviewable books with context for every charge and rules you control.
Stop guessing what charges mean
Loot gives raw bank data the context you need to review it with confidence.
Mystery charges become recognizable
- Identifies the real merchant behind cryptic descriptors.
- Adds context like location, logo, and purpose before you categorize.
- Drafts the payee, category, and split for quick review.
Automation you can inspect
- Accepted decisions become plain-language rules.
- Edit or delete any rule when your preferences change.
- AI proposes, you approve, and Loot remembers.
New activity lands ready to review
- Securely connect banks and cards with Plaid.
- Map each account once.
- Review enriched transactions as they arrive.
End the “what was this?” loop
Keep money questions attached to the transaction, not buried in a group chat.
A shared ledger with context
- Comment on any transaction and mention the person who knows.
- See who made each purchase without leaving review.
- Invite partners, family, or an accountant into one ledger.
Keep up before transactions pile up
Review stays fast enough to become routine.
Keyboard-first review
Find the answer later
Once transactions are explained, patterns are easier to see and questions are easier to answer.
Search by the details that matter
- Filter by account, payee, date, person, or amount.
- Stack filters to drill into specific questions.
- Keep the transaction story attached to the row.
See the bigger picture
- Spending by category.
- Cash flow and trends over time.
- Net worth across every account.
Records you can trust and take with you
Double-entry keeps the books honest; Beancount export keeps them yours.
Balances you can trust
Every transaction has to balance.
Plain-text export
Export to Beancount anytime.
No lock-in
Your history is not trapped in Loot.
Trust starts with what Loot cannot do
Understand your money without giving an app power over it.
No bank credentials in Loot
Plaid handles the bank connection.
Read-only by design
Loot can organize transactions, not move money.
Protected storage
Data is encrypted in transit and at rest.
Aligned incentives
Subscriptions fund the product. Ads do not.
Connections are powered by Plaid. Your data is stored on Fly.io Managed Postgres, with automatic encryption at rest and in transit.
Simple pricing keeps it honest
One subscription. Full product. No tiers.
Build books you can trust
Turn scattered account activity into a clear record without making finance another full-time job.